Mark Manquen, CPA, MST

Founder of Manquen Vance

For more than two decades, Mark has provided direction to both large and small clients to assist them in managing their group benefit plans.  Mark’s expertise includes insurance, employee benefits administration, healthcare reform and legislative and regulatory analysis.  As a knowledgeable resource, Mark is often called upon by insurance companies and other stakeholders in the healthcare industry to provide advice and insight on new and pending legislation, especially relating to Health Care Reform.  Mark consults with clients to provide innovative solutions including healthcare cost containment, plan design solutions and readiness for legislative market changes.

Mark’s focus is on the overall strategic direction of the Manquen Vance accounts.  As a “thought leader” in the Municipal market, Mark has developed very specific “service” specialties to address the unique needs of this market covering such topics as Tracking Variable Hour Employees under Health Care Reform, Retiree Drug Subsidy, Collective Bargaining support, GASB consulting and Medicare audit services.

Mark is a graduate from the University of Michigan, BBA in Finance/Accounting; Walsh College, Masters Degree in Taxation; Certified Public Accountant (MI). In 2008 Mark was one of Corp! Magazine’s Honorees for Entrepreneurs of Distinction for the “service model” developed for the CMS Retiree Drug Subsidy program.

Mark is responsible for total account direction, including strategic planning, total plan process management, plan design and financial analysis.

John Vance

Principal | Practice Leader

John has an extensive financial background and more than 16 years of experience in the benefits consulting industry.  John’s background as the manager of the Manquen Vance financial analysis department gives him unique insight into how municipalities operate and the nature of municipal healthcare finances.  John has extensive experience assisting with collective bargaining for public sector groups and has worked closely with key management and labor attorneys to establish and implement collective bargaining strategies.  John also has a thorough understanding of the Medicare market and the offerings available to employers with Medicare retirees.  John has provided support and testimony in mediation’s, unfair labor practice hearings, and 312 arbitrations. John received his BS in Business Management from Oakland University. His focus is on the strategic direction of new and existing accounts.

George Fox

National Sales Director

George’s role is to develop markets for Manquen Vance and act as the sales liaison providing support to prospects and clients. He has a proven track record of managing relationships with c-suite managers and producers in the B2B sales environment. His technical skills in the insurance field range from RDS to individual market products, Medicare and large group benefits that include, but are not limited to, Request for Proposal (RFP) process with analytics of self-funded plan design, plan renewals that include development of cost saving measures while maintaining benefits, strong self-funded experience and compliance with Human Resource Information Systems. His 25 plus years of management experience combined with years of working in various roles from sales, telemarketing, data base management, personal management and underwriting have given him the ability to develop strategic relationships that lead to multi-year, co-marketing sales engagements.

George received an AAS in Business from State University of New York, NY, May 1991; Certified Financial Planner (CFP), College of Financial Planning, Denver, CO, June 1996. Human Relation BA candidate for 2018. Mr. Fox was elected to the Governing Council for the City University of New York in 2017. Other Accomplishments include authoring the book, Medicare Entitlements Exposed, published by Outskirts Press, 2013. He is also carries the following licenses: Health, Accident and Life (LA) License in all 50 states; Property Casualty, Brokers (BR) License, New York; Public Adjuster (PA) License, New York; Series Seven Securities License (Series 7-63).

Kimberly Kulas

Account Director

Kimberly has more than 20 years of experience in the industry.  She has a broad and in-depth knowledge of all group benefit arrangements.  She also has expertise in the wide range of compliance and regulatory issues affecting welfare benefit plans.  She has a thorough understanding of healthcare reform and how new legislation will impact the municipal and government markets.  Kimberly has exceptional practice standards that guide our service commitment and ongoing industry developments.  Kimberly has worked at Manquen Vance for over three years.  Kimberly holds an active Life and Health license and is active in the local professional community.

Patty Kanaras, SHRM-CP

Human Resource Director & Controller

Patty joined the management team in 2013 and is responsible for accounting, human resource and office operations management.  She has over 20 years of progressive experience in these areas.  Patty’s focus is to maintain the integrity of accounting, as well as the effectiveness of human resource management and efficiency of office operations.  Patty graduated from Western Michigan University with a BBA degree in Finance.  She is a member of the Society for Human Resource Management and has achieved the designation of Certified Professional.

Craig Kuenzer

Senior Plan Analyst

Craig is responsible for the creation of financial analysis of health and welfare plans for mid to large sized municipalities. Craig’s responsibilities include cost reporting, financial projections, bid procurement and analysis, financial modeling, and PA analysis (54, 106, & 152). Given the large union make-up of most municipal clients, Craig often prepares reports and analyses in preparation for collective bargaining, testimony, and for benchmark/survey reporting.  Craig is the lead member of our analyst team and has been with Manquen Vance for over 10 years.  Craig received his Bachelor’s Degree in Economics and Business Management from Hope College.

John Kowalski

Senior Plan Analyst

John is responsible for the creation of financial analysis of health and welfare plans for mid to large sized municipalities. His responsibilities include cost reporting, financial projections, bid procurement and analysis, financial modeling, and PA analysis. John prepares reports and analyses in preparation for collective bargaining, testimony, and for benchmark/survey reporting. He has been working in employee benefits for over seven years. John earned his Bachelor’s Degree in Biology from Oakland University and is licensed in Life, Accident and Health.

Nicole Giddings

Plan Analyst

In memory of Nicole Giddings
It is with great personal sadness that Manquen Vance announce the passing of Nicole Giddings, a friend and colleague. Nicole passed away on Tuesday, September 15, 2020. She has been part of the Manquen Vance family since 2012, and part of the insurance community much of her career, and will be deeply missed. Her devotion and hard work helped us build our agency to what it is today.

Nick Cracchiolo

Plan Analyst

Nick is responsible for the creation of financial analysis for Manquen Vance clients’ health and welfare plans.  He has worked in the Auto industry as a data analyst for a major manufacturer. Nick has extensive knowledge of working with large amounts of data and big data analysis methods. Nick graduated from Central Michigan University with a Bachelor’s of Science in Actuarial Science and Statistics.

Meribeth Rains

Sr. Account Manager

Meribeth’s 20+ years of experience includes all aspects surrounding employee benefit plans, compliance and wellness. Her ability to demonstrate resourcefulness and ingenuity has fostered her continued success in the fast-paced and ever-evolving area of group health and welfare employee benefits administration. In addition to her expansive work history, Meribeth received an MBA – Healthcare Administration from George Washington University.

Denise Hintz

Denise Hintz

Account Manager

Denise has over 25 years in the insurance industry and has worked in many roles in the employee benefits world and has extensive knowledge of benefits administration challenges and solutions. Denise’s role as Account Manager is to be the first point of contact for employee and retiree benefit plan questions, plan set-up and maintenance, compliance issues, open enrollment claim issues, and various day-to-day needs of clients.

Lauren Finkbeiner

Lauren Finkbeiner

Account Manager – ECMP

This is a multi-faceted role which involves executing the business plan around our latest service line Enhanced Care Management Program. Lauren’s focus is on establishing protocols for our new program, sales support and service line expertise. Lauren earned her B.S. degree in Business Administration from Wayne State University.

Crystal Dorsey

Group Benefits Coordinator

Crystal has more than 10 years of experience in the industry and holds an active Life and Health license. She has a thorough understanding of analyzing the flow of employee benefits data and developing processes and procedures and training for staff to facilitate the timely and accurate update of employee information and benefits records. She is also experienced with Federal and State employee benefit laws involving employee benefits such as COBRA, HIPPA, and FMLA. Crystal also has an extensive customer service background that allows our company to build a great customer care team for our clients.

Trinie E. Allen

Group Benefits Coordinator

Trinie has a Bachelor’s Degree in Health Systems Administration from Ferris State University with experience in various areas such as Customer Service, Human Resources, Employee Benefits, Recruitment, Training & Development and Health Insurance Eligibility and Verification.

Annette Kavulich

Group Benefits Coordinator

Annette has almost 20 years of experience in the benefits field.  She has worked for third party administrators and insurance companies administering their benefits.  Her experience includes all aspects of medical, dental, and vision benefits as well as 401(k), life insurance, COBRA, Direct Bill, Voluntary Benefits, FSA, HSA and Human Resources.   Annette is a graduate of Central Michigan University and has previously won awards for outstanding customer service.

Mark Carufel

Risk Management Consultant

Mark has more than 25 years of municipal risk management experience working as an analyst, manager, director and member of the executive team. He also has 9 years of experience with insurance carriers and private corporations. Mark has extensive experience in the areas of property and liability, employee benefits, workers compensation safety, self-insurance fund management, cost recovery and subrogation, Medicare Part D and Safety. He also has election experience having been a City Clerk. Mark has a Bachelor of Arts in Business from Michigan State University as well as an Associate of Risk Management.

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