Mark Manquen, CPA, MST

Founder of Manquen Vance

For more than two decades, Mark has provided direction to both large and small clients to assist them in managing their group benefit plans.  Mark’s expertise includes insurance, employee benefits administration, healthcare reform and legislative and regulatory analysis.  As a knowledgeable resource, Mark is often called upon by insurance companies and other stakeholders in the healthcare industry to provide advice and insight on new and pending legislation, especially relating to Health Care Reform.  Mark consults with clients to provide innovative solutions including healthcare cost containment, plan design solutions and readiness for legislative market changes.

Mark’s focus is on the overall strategic direction of the Manquen Vance accounts.  As a “thought leader” in the Municipal market, Mark has developed very specific “service” specialties to address the unique needs of this market covering such topics as Tracking Variable Hour Employees under Health Care Reform, Retiree Drug Subsidy, Collective Bargaining support, GASB consulting and Medicare audit services.

Mark is a graduate from the University of Michigan, BBA in Finance/Accounting; Walsh College, Masters Degree in Taxation; Certified Public Accountant (MI). In 2008 Mark was one of Corp! Magazine’s Honorees for Entrepreneurs of Distinction for the “service model” developed for the CMS Retiree Drug Subsidy program.

Mark is responsible for total account direction, including strategic planning, total plan process management, plan design and financial analysis.

John Vance

Principal | Practice Leader

John has an extensive financial background and more than 16 years of experience in the benefits consulting industry.  John’s background as the manager of the Manquen Vance financial analysis department gives him unique insight into how municipalities operate and the nature of municipal healthcare finances.  John has extensive experience assisting with collective bargaining for public sector groups and has worked closely with key management and labor attorneys to establish and implement collective bargaining strategies.  John also has a thorough understanding of the Medicare market and the offerings available to employers with Medicare retirees.  John has provided support and testimony in mediation’s, unfair labor practice hearings, and 312 arbitrations. John received his BS in Business Management from Oakland University. His focus is on the strategic direction of new and existing accounts.

Fun Facts About John:
John states it’s a good thing that he’s an experienced healthcare consultant because he may be the least handy person on earth! When John was 13 years old he was lucky enough to travel to Japan where he stayed with host families and played baseball against their junior team. Also, if the movie Ocean’s Eleven is on, he’ll stop everything to watch it.

George Fox

National Sales Director

George’s role is to develop markets for Manquen Vance and act as the sales liaison providing support to prospects and clients. He has a proven track record of managing relationships with c-suite managers and producers in the B2B sales environment. His technical skills in the insurance field range from RDS to individual market products, Medicare and large group benefits that include, but are not limited to, Request for Proposal (RFP) process with analytics of self-funded plan design, plan renewals that include development of cost saving measures while maintaining benefits, strong self-funded experience and compliance with Human Resource Information Systems. His 25 plus years of management experience combined with years of working in various roles from sales, telemarketing, data base management, personal management and underwriting have given him the ability to develop strategic relationships that lead to multi-year, co-marketing sales engagements.

George received an AAS in Business from State University of New York, NY, May 1991; Certified Financial Planner (CFP), College of Financial Planning, Denver, CO, June 1996. Human Relation BA candidate for 2018. Mr. Fox was elected to the Governing Council for the City University of New York in 2017. Other Accomplishments include authoring the book, Medicare Entitlements Exposed, published by Outskirts Press, 2013. He is also carries the following licenses: Health, Accident and Life (LA) License in all 50 states; Property Casualty, Brokers (BR) License, New York; Public Adjuster (PA) License, New York; Series Seven Securities License (Series 7-63).

Kim Kulas

Kimberly Kulas

Account Director

Kimberly has more than 20 years of experience in the industry.  She has a broad and in-depth knowledge of all group benefit arrangements.  She also has expertise in the wide range of compliance and regulatory issues affecting welfare benefit plans.  She has a thorough understanding of healthcare reform and how new legislation will impact the municipal and government markets.  Kimberly has exceptional practice standards that guide our service commitment and ongoing industry developments.  Kimberly has worked at Manquen Vance for over three years.  Kimberly holds an active Life and Health license and is active in the local professional community.

Craig Kuenzer

Senior Plan Analyst

Craig is responsible for the creation of financial analysis of health and welfare plans for mid to large sized municipalities. Craig’s responsibilities include cost reporting, financial projections, bid procurement and analysis, financial modeling, and PA analysis (54, 106, & 152). Given the large union make-up of most municipal clients, Craig often prepares reports and analyses in preparation for collective bargaining, testimony, and for benchmark/survey reporting.  Craig is the lead member of our analyst team and has been with Manquen Vance since 2009.  Craig received his Bachelor’s Degree in Economics and Business Management from Hope College.

Fun Facts About Craig:
Craig is an avid sports fan. In his free time he enjoys playing golf and spending time in Northern Michigan, where he grew up.

John Kowalski

Senior Plan Analyst

John is responsible for the creation of financial analysis of health and welfare plans for mid to large sized municipalities. His responsibilities include cost reporting, financial projections, bid procurement and analysis, financial modeling, and PA analysis. John prepares reports and analyses in preparation for collective bargaining, testimony, and for benchmark/survey reporting. He has been working in employee benefits for over seven years. John earned his Bachelor’s Degree in Biology from Oakland University and is licensed in Life, Accident and Health.

Sean Thomas

Plan Analyst

Sean works in benefit renewal and PA analysis, projections and cost reporting for our clients. Sean brings us experience in actuarial, insurance, pensions and RDS administration. He holds a BS in Physics from Wayne State University.

Fun Facts About Sean:
Sean loves movies, history and traveling to northern Michigan, where much of his family is. He’s found a silver lining of the Covid years has been visiting Michigan destinations he otherwise wouldn’t have known about!

Denise Kolen

Sr. Account Manager

Denise Kolen, Senior Account Manager, has over 25 years of experience in the industry, including all aspects of Employee Benefits.  Denise has worked in Corporate Human Resources where she was responsible for Health and Welfare Benefits and Compliance. She has also worked on the Carrier side as a Key Account Manager.  In addition to her experience, Denise holds a Bachelor of Science degree in Business Administration from Wayne State University and Master degree in Human Resources from Central Michigan University.  She is also a member of Impact 100 Macomb.

Fun Facts About Denise:
Denise likes to spend most of her summers in Lake Leelanau, and loves to be on the Pontoon boat all day and go wine 🍷 tasting!

Lauren Finkbeiner

Lauren Finkbeiner

Senior Project Manager/ Specialty Programs

This is a multi-faceted role which involves executing the business plan around our latest service line Enhanced Care Management Program. Lauren’s focus is on establishing protocols for our new program, sales support, and service line expertise. Lauren earned her B.S. degree in Business Administration from Wayne State University.

Fun Facts About Lauren:
Lauren’s favorite food is sushi/seafood. Her hobbies include: traveling, working out, and being silly with her three daughters.

Trinie E. Allen

Group Benefits Coordinator

Trinie has a Bachelor’s Degree in Health Systems Administration from Ferris State University with experience in various areas such as Customer Service, Human Resources, Employee Benefits, Recruitment, Training & Development and Health Insurance Eligibility and Verification.

Annette Kavulich

Group Benefits Coordinator

Annette has almost 20 years of experience in the benefits field.  She has worked for third party administrators and insurance companies administering their benefits.  Her experience includes all aspects of medical, dental, and vision benefits as well as 401(k), life insurance, COBRA, Direct Bill, Voluntary Benefits, FSA, HSA and Human Resources.   Annette is a graduate of Central Michigan University and has previously won awards for outstanding customer service.

Kim Brinker

Group Benefits Coordinator

Kim has 20+ years of experience in the benefits industry.  Her experience spans from working at a third-party administrator to working for a PEO (Professional Employer Organization).  Her background includes administering all aspects of employee benefits which entails FSA, HSA, COBRA along with direct and consolidated billing, in addition to reconciliation.

Fun Facts About Kim:
Kim’s favorite thing to do is spending time with her Kiddos!  She likes the outdoors, camping, gardening with cooking at the top of her list (along with bicycling and reading when time allows). She loves watching baseball; Detroit Tigers being her favorite team since her dad was a huge Tigers fan.  She is a problem/puzzle solver and enjoys jigsaw puzzles, she has approximately 25 completed and framed hanging throughout her home!

KJ Wilk

KJ Wilk

Marketing & Business Support Specialist

KJ officially joined the team full-time in November, 2020 as our Marketing and Business Support Specialist. His responsibilities range from supporting the process of RDS applications, to managing Customer Relations Management (CRM) software, and assisting with marketing efforts for both Manquen Vance and RDS Services. He offers direct support to the RDS National Director of Sales and account managers. KJ is a graduate from Oakland University with a B.S. degree in Marketing.

Fun Facts About KJ:
KJ loves winter sports; skiing, snowboarding. In the summer months he enjoys mountain biking, hiking, and just being outside. If KJ could be anything in the world – he’d want to be a music producer!

In memory of Nicole Giddings

It is with great personal sadness that Manquen Vance announce the passing of Nicole Giddings, a friend and colleague. Nicole passed away on Tuesday, September 15, 2020. She has been part of the Manquen Vance family since 2012, and part of the insurance community much of her career, and will be deeply missed. Her devotion and hard work helped us build our agency to what it is today.

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